Terms of Use

1. Acceptance of Terms

By accessing and using moltraviaoffice's website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. If you do not agree with these terms, please discontinue use of our platform immediately.

These terms constitute a legally binding agreement between you and moltraviaoffice, operating from University of Pretoria, Ring Rd, Hat, Pretoria, 0083, South Africa. Your continued use of our services indicates your acceptance of any modifications to these terms.

2. Service Description

moltraviaoffice provides financial insights, educational content, and analytical tools designed to help users understand financial markets and make informed decisions. Our services include:

We reserve the right to modify, suspend, or discontinue any aspect of our services at any time without prior notice. Service availability may vary based on your location and local regulations.

3. User Obligations and Conduct

Account Responsibilities

Users are responsible for maintaining the confidentiality of their account information and passwords. You must notify us immediately of any unauthorized use of your account or any other breach of security.

Prohibited Activities

You agree not to engage in any of the following prohibited activities:

4. Financial Information Disclaimer

moltraviaoffice makes no representations or warranties regarding the accuracy, completeness, or timeliness of any financial information provided. Market conditions can change rapidly, and information may become outdated quickly.

5. Intellectual Property Rights

All content, materials, and intellectual property on moltraviaoffice's platform, including but not limited to text, graphics, logos, images, software, and data compilations, are owned by moltraviaoffice or its licensors and are protected by copyright, trademark, and other intellectual property laws.

Usage Rights

Users are granted a limited, non-exclusive, non-transferable license to access and use our content for personal, non-commercial purposes. This license does not include the right to:

6. Privacy and Data Protection

We are committed to protecting your privacy and handling your personal information responsibly. Our data collection and processing practices comply with applicable South African privacy laws and international standards.

7. Limitation of Liability

moltraviaoffice shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of our services. This includes, but is not limited to, damages for loss of profits, data, or other intangible losses.

Maximum Liability

In no event shall moltraviaoffice's total liability to you for all damages exceed the amount you paid for our services in the twelve months preceding the claim. Some jurisdictions do not allow the exclusion of certain warranties or limitations of liability, so some of the above limitations may not apply to you.

8. Termination

Either party may terminate this agreement at any time. moltraviaoffice reserves the right to suspend or terminate your access to our services immediately, without prior notice, for any violation of these terms or for any other reason we deem appropriate.

Effect of Termination

Upon termination, your right to use our services will cease immediately. All provisions of these terms that by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, and limitations of liability.

9. Governing Law and Jurisdiction

These Terms of Use shall be governed by and construed in accordance with the laws of South Africa. Any disputes arising from these terms or your use of our services shall be subject to the exclusive jurisdiction of the courts in Pretoria, South Africa.

Dispute Resolution

Before initiating any legal proceedings, parties agree to attempt to resolve disputes through good faith negotiations. If resolution cannot be achieved within 30 days, either party may pursue legal remedies through the appropriate courts.

10. Changes to Terms

moltraviaoffice reserves the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting on our website. Your continued use of our services after any such changes constitutes your acceptance of the new terms.

Notification of Changes

We will make reasonable efforts to notify users of material changes to these terms through email notifications or prominent notices on our platform. However, it is your responsibility to review these terms periodically for updates.